Hordhac
Dhibaatooyinka haysta waddana dunida saddexaad loogu yeedho oo ay ka mid yihiin waddana ku kala yaala qaarada Afrika, Aasiya, Yurub ( Yurubta bari) iyo laatin America waxaa ka mid ah wax afka qalaad loogu yaqaano Fraud ( Khiyaano/wax-isdabamarin). Khiyaanadu/wax-isdabamarintu (The fraud) waxay dhibaato badan ku haysaa waddanada aan soo sheegay iyo kuwo loogu yeedho dunida koobaadba walaw dhibtu ku kala culustahay.
Afeef; Ereyga Fraud waxaan u waayay eray Af-Soomali ah oo u dhigma hadii aad igu dhaanto fadlan ila soo wadaag, qormadanse wuxuu ugu jiraa Khiyaano/wax-isda bamarin.
Maxay tahay sababta shaqaaluhu khiyaano/wax isdaba marin u sameeyaan?
Waxaa hubaal ah ย shaqaalaha intooda badani inay yihiin dad daacad ah isla markaana aanad ka filayn in ay xafiiska ay u shaqeeyaan wax ka xadi karaan. Si kastaba ha ahaatee, waxaa dhacda in shaqaalaha daacada ahi wax xadaan hadii ay la kulmaan dhibaatooyin dhaqaale ama fursad ay wax ku xadi karaan. ย Shaqaaluhu waa baniโaadam, hadii loo abuuro jawi uu wax ku xadi karo waa kii xatooyo sameeya si kasta oo uu daacad u yahay. Waxa aan kaga hadli doona qormooyinka danbe sababaha kala duwan ee ย shaqaaluhu ugu kaco khiyaano/wax isdaba marin.
Inta aynaan gudo galin qormadan oo hordhac u ah qormooyin koobkooban oo ka hadlaya Khiyaanada/wax-isdabamarinta (The Fraud) ayna isla eegno qeexista erayga Fraud (the definition of Fraud). Qaamuska loo yaqaano qaamuska sharciga madow ( Blackโs Law Dictionary ) wuxuu leeyahay Khiyaanadu/wax-isdabamarintu ( Fraud) waa โ ogaanshaha ka been abuurista xaqiiqda โ ย a knowing misrepresentation of the truthโ. Khiyaanadu/wax-isdabamarintu waa dambi guud oo ku lugleh khiyaamo qof si faaโiido lacageed looga helo. Khiyaanadu/wax-isdaba marintu waa isku daykasta oo lagu khiyaamayo qof si lacag faaโiido looga helo iyada oo qof ku ogsoon in uu been sheegayo .
Ururka Baadhayaasha Khiyaanadu/wax-isdaba marintu (Association of Certified Fraud Examiners) ee xaruntiisu ku taalo dalka Maraykanka waxa uu u kala qaybiyey Khiyaanada/wax-isdaba marinta (Fraud ) saddex qaybood oo kala ah 1) Musuq-maasuq ( Corruption); 2) Hanti Been Abuur ah ( Asset Misrepresentation) ; 3) Been Abuurka Xisaabta maaliyadeed ( Financial Statement fraud). ย Mid kasta oo saddexdan ka mid ahi waxa uu u sii kala baxaa dhawr qaybood balse aynu is dultaagno nooca koobad intuu u kala baxo.
Musuqmaasuq (corruption)
Dadka intooda badan erayga musuqmaasuq waxa ay isticmaalaan marka qof laaluush qaato ย balse musuqmaasuqu wuu ka balaadhan yahay wuxuuna u kala baxaa afar qaybood oo kala ah
a) Laaluush (Bribery);
b) iskahorimaadka danaha (conflict of interest);
c) Bakhshiish sharci daro ah (illegal gratuities);
d) Baad (Economic extortion)
Lasoco qaybaha danbe…….